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Driving without car insurance is illegal in most states and risky in all of them. If you have an accident and don't have coverage you could lose everything you own and have to work to pay off a judgment for the rest of your life. Most states have a mandated minimum coverage which is required to operate a motor vehicle legally in that state. At the very least you need this.
If you have taken out a loan to purchase your car, the lien holder has requirements for the minimum coverage they will accept or they will purchase insurance to protect their investment and charge you extra for it. This insurance won't protect you, it only protects them!
Liability insurance protects you from lawsuits and pays for the damage you may have caused in the event of an accident that is deemed to be your fault. It pays for the damage caused by you, but not any damage to you or your vehicle. How much liability you need depends upon your situation, home, valuables, family? You'll want enough to assure that any lawsuits resulting from a motor vehicle accident won't cause you to lose your home to settle the judgment. Not much personal property, older vehicle, state mandated minimum may be enough but a conversation with one of the agents you can contact here may help you decide.
Comprehensive and collision cover your car. The price is based upon the deductible amount you have. The deductible amount is what you pay before the insurance kicks in. Higher deductibles equal lower car insurance rates. But remember, the cheapest car insurance in some cases, is not always the best car insurance.
Beware of setting the deductible too high so that you find you are unable to claim your car at the body shop because you can't afford your portion of the bill. Worse yet, car payments on a car you can't drive! Collision covers the repairs resulting from and accident. Comprehensive covers vandalism, broken windshields and things like storm damage.